The smart alternative to a loan.

A Hometap Investment gives you access to your equity — in the form of cash — in exchange for a share of your home’s future value. The process is easy, fast, and transparent.

See how it works

01
Request an Estimate
Find out if you pre-qualify in a matter of seconds.
02
Fill out an Application
If it’s a mutual fit and you decide to move forward, you fill out a quick and easy online Application.
03
Receive and review the details
If approved, we review your Investment Offer together. Once we align on the specifics, we’ll schedule a signing to make it official.
04
Receive your funds and plan for the future!
We'll wire you the funds. Use them for anything you'd like for up to 10 years. Keep track of your Investment — and your home's value, equity, and more — with your Home Equity Dashboard!

Hometap offers personalized support throughout your homeowner journey

From a dedicated Investment Manager to guide you through the Investment process, to insights in your Home Equity Dashboard personalized to your own home and financial situation, we believe your experience should be one of a kind, just like your homeownership journey.

Learn about our approach